Can I Get Better Rates If I Change My Habits Before I Apply For Life Insurance?
Posted: May 7, 2020
Can I Get Better Rates If I Change My Habits Before I Apply For Life Insurance?Life insurance rates can vary widely depending on your age, health, and lifestyle choices. If you are overweight, smoke or drink, or have a health condition that could be improved by adjusting your lifestyle, you may be able to get better life insurance premiums if you change your habits before you apply. How Are Life Insurance Rates Determined? Insurance companies consider several factors in determining...
My 401(k) Is "Frozen" — What Does This Mean & Why Did It Happen?
Posted: April 28, 2020
My 401(k) Is "Frozen" — What Does This Mean & Why Did It Happen?The decision to freeze a 401(k) is made by company management. This often occurs after a merger, while the new company decides what to do with its inherited 401(k) plan. If your 401(k) has been frozen, you won’t be able to make any withdrawals or make any new contributions as long as the freeze continues. In most cases, you can move assets from one investment...
How Communities Work Together: COVID-19
Posted: April 27, 2020
How Communities Work Together: COVID-19The COVID-19 outbreak has thrown the entire country into turmoil, with concerns about income, the stock market, how to keep a small business afloat, and above all, ensuring our families and friends stay safe and healthy. New ways of doing business are quickly being established. Most businesses that fall outside the state’s list of essential services have employees who are working from home and meeting...
Managing Your Health After 50
Posted: April 25, 2020
Managing Your Health After 50By the time we reach our 50s, we have to face the fact that we’re growing older. Metabolism slows down, muscle mass decreases, and it takes more work to accomplish less in terms of fitness. For many men and women, the 50s are a time when a number of life changes occur – including changes to body. Although the risk for chronic health problems increases...
Your Insurance Agent: A Resource During The Coronavirus Outbreak
Posted: April 17, 2020
Your Insurance Agent: A Resource During The Coronavirus OutbreakWe are living through a time of great change, but thankfully, your local insurance agent is a resource for you. Insurance Policy Questions Your local agent, and the insurance companies in the USA, are here to help you through this challenging time. If you have financial concerns due to a furlough, lay-off, or your small business is closed with cash flow at a standstill, our...